Legal
Terms of Service
These Terms of Service govern your use of ClearGain, operated by SeriousTech Pty Ltd (ABN 00 000 000 000). By using ClearGain, you agree to these terms.
Last updated: 17 May 2026
1. Acceptance of terms
By accessing or using ClearGain (the "Platform"), you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and any additional terms applicable to specific features. If you do not agree to these Terms, you must not use the Platform.
These Terms constitute a legally binding agreement between you and SeriousTech Pty Ltd (ABN 00 000 000 000) ("SeriousTech", "we", "us", "our"). If you are using ClearGain on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.
We may update these Terms from time to time. We will notify you of material changes by email and by posting a notice on the Platform. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the updated Terms.
2. Description of service
ClearGain is an Australian property Capital Gains Tax (CGT) intelligence platform that provides:
- CGT exposure calculations based on information you provide
- Scenario modelling tools for comparing CGT outcomes under different assumptions
- A Cost Base Vault for maintaining property cost base records
- A Property Expenses tracker for rental income and holding costs
- An Adviser Marketplace connecting investors with verified CGT specialists
- Educational content about CGT and the 2026–27 Budget changes
ClearGain is an information and calculation tool only. It is not a registered tax agent, financial adviser, or financial services provider. It does not provide financial product advice as defined under the Corporations Act 2001 (Cth) or tax advice as defined under the Tax Agent Services Act 2009 (Cth).
3. Eligibility
You must be at least 18 years of age to use ClearGain. By using the Platform, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding contract.
ClearGain is intended for use by Australian residents and is designed around Australian tax law. While we do not restrict access by location, we make no representation that the Platform is appropriate or available for use in jurisdictions outside Australia.
4. Account registration and security
4.1 Account creation
To access most features of ClearGain, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated.
4.2 Account security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately at [email protected] if you suspect any unauthorised use of your account. We are not liable for any loss or damage arising from your failure to maintain account security.
4.3 Account suspension and termination
We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these Terms, engaged in fraudulent activity, or for any other reason we deem appropriate. We will provide notice where practicable. You may terminate your account at any time through Settings → Data & Privacy → Delete account.
5. Subscription plans and payment
5.1 Plans
ClearGain offers three subscription plans: Starter ($59/month), Pro ($89/month), and Elite ($169/month). Annual billing is available at a 20% discount. Plan features are described on our Pricing page and may be updated from time to time with reasonable notice.
5.2 Billing
Subscription fees are billed in advance on a monthly or annual basis. Payment is processed by Stripe, Inc. All prices are in Australian dollars (AUD) and include GST where applicable. By providing payment information, you authorise us to charge your payment method for the applicable subscription fees.
5.3 Cancellation
You may cancel your subscription at any time through Settings → Billing. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial billing periods, except as required by Australian Consumer Law or our 14-day money-back guarantee.
5.4 Money-back guarantee
We offer a 14-day money-back guarantee for new subscribers. If you are not satisfied with ClearGain within 14 days of your first subscription payment, contact us at [email protected] for a full refund. This guarantee applies once per customer and does not apply to plan upgrades or renewals.
5.5 Price changes
We may change subscription prices with 30 days' notice. Price changes will not affect your current billing period. If you do not agree to a price change, you may cancel your subscription before the change takes effect.
6. Acceptable use
You agree to use ClearGain only for lawful purposes and in accordance with these Terms. You must not:
- Use the Platform to provide tax advice, financial advice, or legal advice to third parties
- Attempt to reverse-engineer, decompile, or extract the source code of the Platform
- Use automated tools (bots, scrapers, crawlers) to access the Platform without our written consent
- Attempt to gain unauthorised access to any part of the Platform or its infrastructure
- Upload malicious code, viruses, or any content that could harm the Platform or other users
- Use the Platform in any way that could damage our reputation or the reputation of ClearGain
- Share your account credentials with third parties or allow others to use your account
- Use the Platform to process information relating to persons other than yourself without their consent
7. Intellectual property
All content on ClearGain, including but not limited to text, graphics, logos, icons, images, software, and the CGT calculation engine, is owned by or licensed to SeriousTech Pty Ltd and is protected by Australian and international intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable licence to use ClearGain for your personal, non-commercial use in accordance with these Terms. This licence does not include the right to:
- Reproduce, distribute, or publicly display any content from the Platform
- Modify or create derivative works based on the Platform or its content
- Use the Platform for commercial purposes without our written consent
You retain ownership of the personal information and data you upload to ClearGain. By uploading data, you grant us a limited licence to process and store that data for the purpose of providing our services to you.
8. Disclaimer of warranties
To the maximum extent permitted by Australian law, we disclaim all warranties, including but not limited to:
- The accuracy, completeness, or reliability of CGT calculations or any other information on the Platform
- That the Platform will be uninterrupted, error-free, or secure
- That the Platform is suitable for your particular purposes
- That any information on the Platform constitutes financial, tax, or legal advice
CGT calculations on ClearGain are estimates based on the information you provide and our interpretation of current and proposed tax law. Tax law is complex and subject to change. Calculations may not account for your specific circumstances. Always verify calculations with a registered tax agent before making financial decisions.
Nothing in these Terms excludes, restricts, or modifies any rights you may have under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), including any consumer guarantees that cannot be excluded by contract.
9. Limitation of liability
To the maximum extent permitted by law, SeriousTech Pty Ltd and its directors, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of ClearGain, including but not limited to:
- Any financial loss arising from reliance on CGT calculations or other information on the Platform
- Any loss of data, profits, goodwill, or business opportunity
- Any tax liability, penalty, or interest arising from reliance on the Platform
Where our liability cannot be excluded under Australian Consumer Law, our total liability to you for any claim arising from your use of ClearGain is limited to the amount you paid for your subscription in the 12 months preceding the claim.
10. Adviser Marketplace
10.1 Nature of the marketplace
ClearGain's Adviser Marketplace is a platform that connects investors with independent tax agents and financial advisers. We are not a party to any engagement between you and an adviser. We do not provide or endorse any advice given by advisers listed on our platform.
10.2 Adviser verification
We verify the credentials of advisers listed on our platform against public registers (TPB, ASIC). However, we do not guarantee the accuracy of adviser credentials, the quality of advice provided, or the outcome of any consultation. You should conduct your own due diligence before engaging any adviser.
10.3 Portfolio sharing
If you choose to share your portfolio summary with an adviser, you do so voluntarily. We are not responsible for how advisers use the information you share with them. Advisers are bound by their own professional obligations and the terms of their engagement with you.
11. Governing law and disputes
These Terms are governed by the laws of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of New South Wales for any dispute arising from these Terms or your use of ClearGain.
Before commencing any legal proceedings, you agree to notify us of the dispute and allow 30 days for us to attempt to resolve it. We will make reasonable efforts to resolve disputes informally.
Nothing in these Terms prevents either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction.
12. General provisions
12.1 Entire agreement
These Terms, together with our Privacy Policy and any additional terms applicable to specific features, constitute the entire agreement between you and SeriousTech Pty Ltd regarding your use of ClearGain.
12.2 Severability
If any provision of these Terms is found to be unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
12.3 Waiver
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.
12.4 Assignment
You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
13. Contact us
For questions about these Terms, please contact us: